Cove Real Estate



Posted by Cove Real Estate on 12/7/2017


394 Commercial Street , Provincetown, MA 02657

Provincetown

Condo

$1,300,000
Price

4
Total Rooms
2
Beds
2/1
Full/Half Baths
Be the first to own this newly constructed two bedroom, two and half bath condominium in Provincetown's East end. This amazing 1250 square foot home offers amazing views of Provincetown Bay and has all the bells and whistles. High end finishes, lots of extras and a great mix of the old style charm and all the modern conveniences. On one level, this condo has high ceilings, gas fireplace and great natural light. Parking for one car, laundry and just a short walk to Provincetown center. Buyer to assume outstanding sewer betterment.
Open House
No scheduled Open Houses

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Tags: Real estate   Condo   02657   Provincetown  
Categories: New Homes  


Posted by Cove Real Estate on 12/1/2017


26 Pleasant Street , Provincetown, MA 02657

Provincetown

Condo

$399,000
Price

2
Total Rooms
1
Beds
1
Baths
West End Renovated One Bedroom..This great one bedroom condo in a small 5 unit association is priced to sell! There have been many nice upgrades to the unit over the past few years. A single-zone split A/C and heat system was installed in 2012. The bathroom was renovated in March of 2014 to include a tiled shower with new fixtures, new washer/dryer, new toilet and and new beadboard walls. All new windows and blinds were installed on March of 2015 and recessed lighting was added in March of 2017. There is also an attached deck for the exclusive use of this unit's owners. All this and a low condo fee of $234.33 a month which includes heat and hot water. This condo is very conveniently located on a quiet side street while only a short distance from Commercial Street and all that Ptown
Open House
No scheduled Open Houses

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Tags: Real estate   Condo   02657   Provincetown  
Categories: New Homes  


Posted by Cove Real Estate on 12/1/2017

One of the first and most important things that you should do when you buy a home is to be sure that youíre on top of your finances. Before you even begin the home search, youíll need to be sure that you have money in the bank and know your credit score. What you really need is a plan. 


Set Up A Savings Account For Your Future Home


Having a separate account set up just to help you save for your down payment and other home costs can be very helpful. Find a bank with a bit of a higher interest rate. Often, online banks are your best bet. If youíre able, set up automatic transfers from one account to another for a set amount each month. Youíll be saving before you know it! 


Set Goals


If you have no idea of what you want, it will be difficult to understand what you need to do to get there. Typically, itís a good idea to have 20% of a homeís purchase price saved for your down payment. Putting 20% down also helps you to avoid the additional cost of PMI, also known as private mortgage insurance. Once you have a goal, donít look at the big picture. Break down your big goal for savings into smaller bits to make it less overwhelming. 


Make Savings Automatic


Weíve already mentioned the idea of setting up an automatic transfer, but you can do even more. When you are gifted money, instead of spending it, put it in your home savings account. If you get a bonus from work, save it. If you get a raise, live off of your previous income and use the additional income for savings. All of these little actions add up fast. When you make savings habit, itís easier to reach your goals. 


See Where You Can Cut Costs


Thereís probably plenty of places that you can cut costs in your budget. Sit down and see how much your expenses actually are compared to how much you actually do spend. Can you opt out of cable TV? Maybe you can reduce the speed of your internet connection, or find a cheaper cell phone plan. If you take a close look at your expenses, thereís probably plenty of ways for you to  cut back and save.


Sell Your Stuff


Weíre not talking about selling your essentials, but if you have things around your home that youíre not using, thereís a better use for them. You can probably get some extra cash for these items by selling them. Itís so simple to sell things on the Internet these days that you can make some money and get rid of unwanted things pretty easily.  


Focus

With a bit of focus, hard work and diligence, you can save up enough money for a down payment on a home. Donít forget to keep all of the other aspects of your financial life in order such as paying your bills on time and not opening new credit accounts. Good luck with your savings goals!





Posted by Cove Real Estate on 11/29/2017

This Single-Family in Truro, MA recently sold for $660,000. This Cape style home was sold by - Cove Real Estate.


14 North Union Field Road , Truro, MA 02666

Truro (village)

Single-Family

$669,000
Price
$660,000
Sale Price

4
Total Rooms
3
Beds
3
Baths
New Construction Nearing Completion...This beautiful 3 bedroom, 3 bath home should be ready for occupancy by the end of November. It will have all the bells and whistles..granite countertops, tiled baths, hardwood floors throughout the home, with the exception of tile in the baths. Master bath will have radiant heat. Other features will include unfinished basement with interior access; propane heat, hybrid electric hot water heater and central air; wired for speakers on both floors; LED flush mount recessed lighting; outdoor shower, gas fireplace; landscaping to include loam and seed yard with plantings on both sides of front entry and a screened porch on right side of the house. There will also be a shell driveway and walkway to the property. This home is sure to please. Come take a look!

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Tags: Real estate   02666   Truro   Single-Family  
Categories: Sold Homes  


Posted by Cove Real Estate on 11/24/2017

A fixed-rate mortgage (FRM) offers one of many financing options for homebuyers. It enables homebuyers to lock in an interest rate on a home loan and pay a set amount each month for the life of a mortgage. As such, an FRM remains a popular option for homebuyers across the United States.

Ultimately, there are many benefits to choosing an FRM, including:

1. Easy Budgeting

With an FRM, your mortgage payments will always stay the same. Thus, after you get approved for an FRM, you can budget accordingly.

An FRM often serves as a great option for homeowners who struggle to maintain a budget. It ensures your mortgage payments will never rise or fall for the life of your loan, which may make it easier for you to map out a weekly, monthly or annual budget.

In addition, an FRM will stay intact regardless of market conditions. This means you won't have to worry about your mortgage costs rising even if interest rates increase nationally.

2. No Price Fluctuations

An FRM minimizes headaches for homebuyers, and for good reason. After you agree to FRM terms with your lender, you will know precisely what you'll be paying for your home.

Comparatively, an adjustable-rate mortgage (ARM) may be difficult for homebuyers to understand. This type of mortgage may fluctuate over time, which means the amount you pay in the first few years of your loan could escalate.

For example, a 5/1 ARM ensures that your interest rate will remain intact for the first five years of your loan. After the initial period, the interest rate may change annually. As a result, your monthly mortgage payments may fluctuate over the life of your loan.

3. Simple to Understand

Your lender will be able to outline the terms of an FRM with ease, as this type of mortgage ensures an interest rate is set in stone until your loan is paid in full. Plus, after you receive an FRM, you can focus on what's important Ė acquiring your dream home and enjoying this residence for years to come.

With an ARM, the interest rate for your loan may move up and down over the years. The factors that cause the interest rate to fluctuate are based on numerous market factors as well. Therefore, it can be tough to plan ahead for your monthly mortgage payments due to the fact that various factors may impact your loan's interest rate.

Determining whether an FRM is right for you can be challenging. Thankfully, banks and credit unions can define all of your home financing options and respond to any concerns and questions.

Furthermore, your real estate agent may be able to put you in touch with lenders in your area. This real estate professional also is happy to offer tips and recommendations to ensure you can get the financing you need to secure your dream house.

Examine all of your home financing options closely, and you should have no trouble obtaining a home loan that matches your budget.